How long do bank transfers take?

Bank transfers are not instant. U.S. banks process transfers overnight, funds are not made available until up to 2 business days later, and problems are not surfaced until up to 4 days later. Also, U.S. banks only process transfers on business days (Monday through Friday, excluding national bank holidays). So please bear with us while we process bank transfers, because we are constrained by the U.S. banking system.

Verification withdrawals

Your verification charges will become visible in your account depending on when they were initiated. At the earliest, they will become visible based on this schedule:

• Between Monday morning and Friday at 5:30pm Central: Visible the next morning.
• Between Friday at 5:30pm Central time and Sunday night: Visible the following Tuesday morning.

Please note that some banks are slower than others (for example, USAA tends to be slow to display charges). Please allow 1 extra day for your verification charges to become visible.

Verification withdrawals are refunded after 7 days, to allow time for the withdrawals to settle and appear in online banking.

Payments from buyers

Payments require additional processing time by the banking system. Please allow 4 days for the banking system to process any payment.

Refunds to buyers

Refunds require additional processing by GunTab. Please allow up to 5 days for GunTab to initiate a refund, then another 1-2 business days for the banking system to make the funds visible in your account.

Disbursements to sellers

It takes some banks an extra day to display transfers in online banking. As a result, sometimes GunTab will consider a transfer complete before your bank is displaying it to you.